A simple question one may ask, so it there a simple answer? Well, that will depend on you, or the person that keeps asking the question. Let's dig deeper to get to the root of why and what's happening.
First off let me paint you the picture. You may see yourself in this picture or you may see a friend, spouse or relative in this situation- the person goes to church listens to a short 15 minute sermon, prays everyday and believes and loves God. God has blessed the person and they are good-hearted and loyal to people. They believe they are as close to God as they can get. Well, when crisis hits this person, whether physically or financially, they don't understand it, and only when the situations turns dire, only then do they make it a priority to earnestly seek Gods presence, guidance and peace. Once they get rooted in Gods Word and truly begin to obey and listen to God, is when God allows their situation and crisis to flip in their favor. They now are seeing manifestations if their obedience to God and see how God delivered them. They have a praise in their heart, and a peace that only God can give. But wait, do they stay that way? I wish I could say yes, but unfortunately as the days go by they soon have things in their favor and they are back on top again and begin to slide back to their old ways. They begin to not pray as long, not read Gods Word as long and just are so busy now. Their peace and contentment they knew now is filled with stress and negativity. Their attitude changes and they seem to forgot the happiness and peace they had when they were fully obedient to God.
Then it happens....crisis hits again, and again and their negativity is getting the best of them. Then here comes the question- "Why does this keep happening to me?" I can tell you why, and it's only because God had to teach me this lesson so I wouldn't have to keep going around and around the mountain, time and time again. You see God sees our potential for His Kingdom. He wants to bless us and raise us up for Him, but if we are only truly obedient to Him when crisis hits and we are down in the valley, but forget Him when we are on the mountain top, we will continue this lesson until we pass. Until God knows we will obediently follow and seek Him in the good times also and not just the bad times. He wants full obedience to Him, a commitment to Him and to pass this test to be brought up higher by God, we must listen and obey. Continually seeking Him in and out of the valley by devoting time in prayer, and in His Word daily and a true loving obedient heart that seeks to do God's Will will be the answer to "pass our test". You see God wants a deep, soulful relationship with us, He loves us and wants to add to us and give us His strength and power to overcome any situation, but we have to be willing to put in the time to God daily. Only through diligent prayer, reading and meditating on His Word and a righteous heart that is eager to seek God and hear His voice daily, will we have true long lasting peace that surpasses any situation.
So see if you continue having situations or crisis hit you and you don't understand why, evaluate your life and how you are spending each day. Are you only devoted to God when things get bad and hard and that's when you need Him to bail you out? Only to slack off when things are going good and you feel you can handle things yourself? Are you seeing negativity and complaints come into your daily speech patterns? If yes, then that is your answer to why situations and crisis keep happening to you, because you deserted God when things God better. You will continue going through these situations if you haven't learned the lesson. God wants a full time devoted relationship from you, not part time!